Cholamandalam - Distribution

DBS Cholamandalam Distribution Limited (DCDL).

DBS Cholamandalam Distribution Limited (DCDL) is an independent Financial Advisory and Investments Company offering customised financial planning solutions to individuals and corporates. The Company distributes a wide array of financial services products - both in-house and third party - to corporate, high net worth and retail clients.

We specialise in investment advisory services covering mutual funds, corporate fixed deposits, post office savings schemes, general and life insurance, PAN processing and bonds. Tax planning, retirement planning, portfolio advice, and portfolio review and rebalancing are some of our speciality service areas.

Established in 2000, DCDL combines reach in over 35 cities across India and already mobilises over Rs.2500 crores of investments in a year.

Our team of AMFI and IRDA certified personal financial advisors are trained to identify customer needs and to match them with appropriate products. A research team supports the advisors with up-to-date analysis on the vast range of options available in the market. We foster sustainable and long-term prosperity through financial discipline and informed, intelligent decision-making by customers.

The team of researchers and financial advisors evaluate the individual needs of every customer and accordingly advice them on the investment tools that best suit their individual requirement. DCDL has a proven track record of advising customers on the best Fixed Deposit and General Insurance products available in the market.

Cholamandalam DBS is a financial services joint venture between the Rs 6250 crore Murugappa Group and DBS Bank, Singapore, to offer consumer finance in the Indian market. A pan-Indian, composite financial services provider, the Financial Services Group comprises the parent company, Cholamandalam DBS Finance Limited (Chole DBS), and its subsidiaries and associates. The shares of CDFL are listed in the Mumbai (BSE) and National (NSE) Stock Exchanges.

Incorporated in 1978, the Company began operations as a Non Banking Finance Company (NBFC) offering equipment finance to small and medium sized companies in South India. Today, Chole DBS is one of India's largest domestically owned NBFCs with a gross asset base (including securitised assets) of over Rs 2075 crores. Chola DBS offers personal loans, vehicle finance, corporate and mortgage finance, capital market finance and fixed deposits.

Chola DBS offers finance for a wide range of vehicles - HCVs, LCVs, cars, MUVs and cargo three-wheelers. The Company operates from over 120 locations across India. The Company has built up a portfolio of high quality. The Company has an unbroken track record of dividend payment for over 25 years.

About DBS

Headquartered in Singapore, DBS is one of the largest financial services groups in Asia. The largest bank in Singapore and the fifth largest banking group in Hong Kong as measured by assets, DBS has leading positions in consumer banking, treasury and markets, asset management, securities brokerage, equity and debt fund raising. Beyond the anchor markets of Singapore and Hong Kong, DBS serves corporate, institutional and retail customers through its operations in Thailand, Malaysia, Indonesia, India and The Philippines. In China, the bank has branches and representative offices in Shanghai, Beijing, Guangzhou, Shenzhen, Fuzhou, Tianjin and Dongguan. The Bank's credit ratings are one of the highest among banks competing in the Asia-Pacific region, and the highest among banks in Singapore. More information about DBS Group Holdings and DBS Bank can be obtained from our website (www.dbs.com).

About Murugappa Group

Murugappa Group, one of India's largest family-promoted, professionally managed corporate with over 28,000 employees. A pioneer and market leader in several fields with over 40 manufacturing operations across 12 states in India, the group has a strong presence in farm inputs, engineering and cycles, sugar, abrasives, finance, general insurance, sanitaryware, plantations, bio-products and nutraceuticals. (www.murugappa.com)